You've heard it before, but it's worth repeating: we are living in unprecedented times. This is not normal. Whether you've lost your job during this time, or are feeling lucky that you didn't, the crisis certainly has made everyone take a closer look at their financial security. Would you feel steadier right now if you had a stockpile of money in the bank? Would a weight lifted be off your shoulders if you had no monthly credit card or student loan payments? You might feel like you have to choose between putting money in the bank or paying off debt, but you can have it all! You just have to do it one step at a time. Here's an easy, 3-step process for building an emergency fund while paying off debt.