According to the American Psychological Association (APA), we are stressed out.

The latest Stress in America report from the APA, published in 2018, found that over half of millennials (born between 1980 and 1994) and members of Generation Z (born between 1995 and 2015) feel stressed out, with just under half of baby boomers and older adults feeling the same.

Money, work, and health concerns are America’s main stressors, and mental health crises are prevalent outcomes of high stress.

The report clearly states one thing—stress is a certainty, and you’re going to get your turn with it sooner or later. Here’s a list of 10 things to avoid when stress rears its ugly head.

The world of credit scores, loans, and credit cards can seem incredibly complex for those who are new to it. A variety of factors influences credit scores, but building credit does not have to be exceedingly complicated. Whether you are working towards buying a house or you simply want to start building credit, there are a few ways that financial novices can solidify their financial footing. Whether you have existing credit or not, consider these methods of building credit for beginners.

When most people intensify their financial planning efforts, career planning often falls by the wayside. Budgeting, debt reduction, and investing and saving strategies are typically the focus. However, career planning is a crucial part of preparing for your financial future. No matter how great you are at pinching pennies, a meager salary can put severe limits on the goals you are able to achieve. If you are considering your future financial plans, take some time to assess the state of your professional life. Follow these career planning tips to improve your economic outlook.