You’ve built an emergency fund, scrimping and saving all the way. First, it was $100. Then, it hit $1,000. Finally, you saved enough to cover several months of expenses.

But suddenly, an impulse hits. You want to take a vacation. You long to overhaul that lousy landscaping. Or perhaps you desire to make this the best holiday ever!

Whether they pass as the result of a prolonged period of illness or an unexpected accident, the death of a loved one is never easy. Many families end up worrying about the costs associated with a decedent’s end-of-life care while they are trying to grieve their loss, and making sense of funeral bills, medical expenses, and insurance can be incredibly daunting. When people pass away after receiving medical care, their family members are often left to wonder what happens to the decedent’s medical debt. Medical debt can take out a significant portion of a deceased person’s estate, but determining who is responsible for paying off this debt if the estate is unable to pay in full can be difficult.

For folks who are in the final stretch before retirement, tying up any loose ends is essential. Before they begin traveling, taking up hobbies, and enjoying downtime, retirees must be sure that they have the assets necessary to support themselves. Retirement planning can take decades of hard work, but seeking sound financial advice from a professional can help ensure that retirees are on solid financial footing for their golden years. Whether you are seeking financial advice for the first time or have worked with a professional advisor for years, here are some reasons why soon-to-be retirees should talk to financial experts.

The countless choices can be mind boggling while researching your retirement investing options. However, there are certain decisions that should not be either/or.

Individual financial planning is the process of putting together a “living” schematic organizing your personal finances to help you secure a solid financial future.

Many Americans look forward to retirement as a time when the pressures of the working world are behind them. However, it can also create new challenges—especially around tax season.

Congratulations! You’ve made the commitment to get yourself out of debt.

Eliminating debt is an important and difficult goal to achieve, but it can be done — if you do it the right way. Here are five common mistakes to avoid:

Do you have a retirement savings goal? Do you know how much you need to save?

Chances are good you don’t. Most Americans have no idea how much they need to save to live comfortably in retirement.

People of any age can make a plan, no matter your age.  This advice will help you determine your retirement savings goal — and get there. Starting now.

When you retire, do you plan on doing one or more of the following?

We all make mistakes. But errors in your taxes can prove costly. That’s why it’s important to educate yourself and find a quality tax planner who can help navigate you through the daunting process.