Do you have high-deductible health insurance? If so, you may have the option to open a health savings account (HSA) to help buffer your finances against damaging medical debt.

If you can get an HSA, you definitely should. Here’s why.

Emergencies aren’t fun and they are even worse if you don’t have an emergency fund saved. In today’s tough times, many people have either blown through their emergency fund or just weren’t able to save one. 

That doesn’t mean that emergencies won’t happen, though. So, what are you to do? 

You’ve heard credit card debt is bad and who wants to put themselves further into debt, right? While it’s not ideal, a credit card can bail you out in an emergency. 

Here’s what you need to know to keep it from putting you further into debt. 

So you’ve decided to put away some savings. Great choice. It’s never too soon to start.

A lot of Americans don’t have any savings, and many don’t have enough to last them through their retirement years, so you’re smart to make this decision.

But where should you put the money? Here’s how you can make good choices.

Your credit score is one of the most important factors in your personal finance life. A bad credit score can make it impossible to get approved for a loan, get good insurance rates, or even get a job sometimes.

Knowing what can hurt your credit score can help you keep your credit score in good standing. 

Everyone needs an emergency fund to use should they experience the unexpected. Job loss, falling ill, or having other major financial catastrophes can wreak havoc on your finances. When you have an emergency fund set aside, though, you can focus on overcoming the emergency and not stress about how you’ll pay your bills. 

But is there such a thing as having too much money saved for an emergency? 

There could be. Saving too much for the wrong reason can cause you to feel it in other areas. Here’s what you should know.

When you land your first job, it's important to learn how to manage your income. Now is the perfect time to establish healthy spending and saving habits. Read on for tips to manage your finances with your new paycheck.

From emergency funds to retirement accounts and everything in between, it can feel impossible to save enough money each month. Even if you make more than enough money to make ends meet, you might wonder if you’re ever saving enough. While there’s no cut and dry answer as to how much you must save each month, we’ve created a guide to help you determine what’s right for you.

You are starting your career, and you know you should save some of your income. Here are some essentials to saving and helping secure your future.

You’ve built an emergency fund, scrimping and saving all the way. First, it was $100. Then, it hit $1,000. Finally, you saved enough to cover several months of expenses.

But suddenly, an impulse hits. You want to take a vacation. You long to overhaul that lousy landscaping. Or perhaps you desire to make this the best holiday ever!

Individual financial planning is the process of putting together a “living” schematic organizing your personal finances to help you secure a solid financial future.