Having no heirs doesn’t absolve you from the need for proper estate planning.

The most avoidable problem is what happens to your wealth if you die without making a will (or dying intestate). When this happens, the state court system decides how to handle your money and belongings.

Therefore, whether you have no heirs or a hundred, the most important element of estate planning remains unchanged: Make a plan. Even a flawed plan is better than none, so consider tackling this task as soon as possible.

If you’re looking to buy a new car, you will likely need to finance it unless you can pay for it in all cash. Fortunately, there are many options to finance a car, but understanding your options and how they work before you look for a loan is important.

A big part of why we want to make (or save) money in the first place is to enjoy it. But it’s hard to save for concert tickets, travel, and other bigger purchases when all your money disappears on an average Friday night.

The good news? A small budget doesn’t mean you’re forever confined to your home alone. There are plenty of ways to entertain yourself with little to no spending.

When most people think of the gig economy, they immediately think of the popular ridesharing apps, food delivery services, and grocery delivery options that have become ubiquitous in today’s world. However, with significant legal questions over large ridesharing companies’ classification of drivers as non-employees, the future of some large players in the industry is starting to seem a bit uncertain. The gig economy is a lifeline for many workers trying to provide for their families during the COVID-19 pandemic, and there are a few ways for individuals to expand their view of the industry beyond the most popular app-based options.

According to the National Association of Homebuilders, a majority of Americans (around 75 percent) believe that owning a home is the best way to make a solid investment in their future, and so it is a goal that many people strive towards.

Whether you’ve saved for years and are considering buying a home, or you have already become a homeowner and are planning your financial future from here, you must consider the hidden costs of home ownership.

In this article, we’ll talk about those costs and what to consider, no matter what stage of the home-buying process you are in.

Buying a home is a significant step. With so much at stake, both financially and emotionally, you must be prepared for the process of fitting the house into your life — as well as fitting your life into the house.

If you need a mortgage to buy a home, take the task of finding a mortgage as seriously as any other task related to homeownership. The mortgage process might seem intimidating, but you can boil it down into five categories:

No matter how carefree we are in our youth, as we start to approach retirement age, we begin to value reliability and predictability — in our portfolios as well as our Wi-Fi connections.

It’s also when we begin to prioritize income generation over capital growth. Fortunately, income-focused doesn’t have to mean low return, and a fixed-income portfolio might be just the ticket for a financially carefree retirement.

Planning your estate can easily feel overwhelming at times. Choosing the right attorney to help you can make a world of difference in easing your stress as you plan ahead.

Even just a little tax planning can help save you money when tax time comes. Among other things, tax planning can help you and your accountant or tax advisor evaluate your financial situation in light of the current tax laws.

Below are some basic ideas and strategies you and your tax advisor might use to manage your tax burden.

Do you know how to start building a powerful investment portfolio?

An investment portfolio is simply a rundown of your assets — stocks, bonds, real estate, mutual funds, 401(k) retirement account, savings, money market accounts, certificates of deposit (CDs), cryptocurrency, employee stock options, and futures.

Now let’s talk about how to build a strong one.