Each month, more than half a million aspiring entrepreneurs in the United States take the bold step of starting their own businesses. For these determined individuals, the right insurance choices can make all the difference between celebrating their business's first anniversary or experiencing a disappointing inaugural year. Whether they have a small team or a few hundred employees, whether they sell products or offer services, and whether they run their operations from a home office or a separate location, small business owners must consider insurance in a distinct manner compared to individual consumers.
5 min read
A Guide to Employee Benefits for Small Businesses
Topics: Disability Insurance Group & Employee Benefits Small Business Insurance
2 min read
What Small Business Owners Need to Know About Cybersecurity
Technological advancements make life easier. But, they can come at a cost. Every day it seems like another data breach story hits the news. As individuals and families use more technology, there is a lot at stake when it comes to protecting themselves online.
We increasingly rely on the Internet to work, bank, shop, and socialize. Our health and financial information is stored online and devices are connected to control everything from home security systems to thermostats and TVs. While convenient, these connections open the door for possible malicious activity.
Topics: Small Business
4 min read
Life Insurance for Small Business Owners
For the over 500,000 entrepreneurs in the United States who begin their own businesses every month, making informed decisions regarding insurance can determine whether their first year is a success or failure. Regardless of the number of employees, whether products or services are being sold, or whether the business is operated from a home or a separate location, small business owners must take into account insurance considerations that differ significantly from those of individual consumers.
Topics: Life Insurance & Annuities Group & Employee Benefits Small Business Insurance
4 min read
How to Protect Your Small Business
For the more than half a million U.S. entrepreneurs who start a business each month, making the right insurance moves can mean the difference between a first-anniversary celebration and an inaugural-year flop. Whether you have one or a few hundred employees, sell products or offer services, or command your operation from inside or outside your home, your insurance considerations as a small business owner are quite different from those of an individual consumer.
Topics: Small Business Insurance
4 min read
Which Type of Business Ownership Is Right for You?
Before launching your new venture, you’ll need to determine which type of business ownership works best for your situation.
Topics: Planning in Advance Small Business Financial Wellness
2 min read
An Expanded View of the Gig Economy: Beyond Apps
When most people think of the gig economy, they immediately think of the popular ridesharing apps, food delivery services, and grocery delivery options that have become ubiquitous in today’s world. However, with significant legal questions over large ridesharing companies’ classification of drivers as non-employees, the future of some large players in the industry is starting to seem a bit uncertain. The gig economy is a lifeline for many workers trying to provide for their families during the COVID-19 pandemic, and there are a few ways for individuals to expand their view of the industry beyond the most popular app-based options.
Topics: Small Business Financial Wellness
2 min read
Succeeding in the Gig Economy
As Americans face the harsh realities of the COVID-19 pandemic, more and more people are turning to the gig economy for income. While most people think of delivery and ridesharing services as the only job opportunities on offer, there are plenty of other careers that are part of the gig economy. Freelancers, construction workers, web designers, and hourly workers in a variety of positions are also included in this category. If you are thinking about turning towards jobs in the gig economy to supplement your income, there are a few things you should know.
Topics: Networking Small Business Financial Wellness
2 min read
The Importance of Financial Education for Small Businesses
Many people who become small business owners do so because they are passionate about their craft or industry. While some set out with a considerable amount of business acumen, many must follow a sharp learning curve to become financially proficient. Learning how to manage the financial side of a business effectively is not a small task, which is why many owners and managers turn to financial education programs for assistance. These programs focus on the specific issues that matter most to small business owners, giving them the tools they need to make good decisions and manage their finances well. Financial education for small businesses is crucial for business owners, particularly those who are new to the business world.
Topics: Small Business Financial Literacy
2 min read
How to Cut Expenses for Businesses During the COVID-19 Pandemic
As the COVID-19 pandemic stretches on, many companies are doing what they can to keep afloat and mitigate the economic impact of this disease. With no end in sight, making a long-term financial plan can seem impossible. Many individuals and business owners are turning to cost-cutting measures to make each penny count in these uncertain times. Here are a few ways that businesses can cut expenses and improve their outlook during the COVID-19 pandemic.
