The USDA home loan credit score requirement is surprisingly reasonable, especially considering that it’s a 0% down mortgage.
Most lenders require a 620 minimum credit score, but if your score falls below that, you’re still in the game. The U.S. Department of Agriculture (USDA) doesn’t set a hard minimum, which means lenders can still approve you with a lower score.
Wondering how? We’ll break down the USDA credit score requirements and what you can do to increase your chances of qualifying for a mortgage.