<img height="1" width="1" style="display:none;" alt="" src="https://dc.ads.linkedin.com/collect/?pid=319290&amp;fmt=gif">
Find An Advisor Subscribe to Blog

SUBSCRIBE FOR UPDATES

1 min read

Benefits of Investing Education for Individuals

By Mark Briscoe on 2/22/21 10:02 AM

While the stock market tends to dominate news cycles surrounding any current large-scale event, too many average Americans are uneducated when it comes to investing. When many people see reports of record market highs and losses, massive government bailouts, and changing legislation regarding interest rates and taxes, they do not have the educational background or investing experience to translate these headlines into meaningful analyses and applications for their daily lives. Investing education is critical for all Americans, particularly in times of economic turmoil. Consider these benefits of investing education before diving into financial commitments.

Topics: Education investing Financial Literacy Financial Security
5 min read

How’s Your Financial Health? Our 10-Point Checklist Will Give You an Idea

By EveryIncome on 1/25/21 3:13 PM

Whether you’re just starting out in your career or approaching retirement, organizing your finances and knowing exactly what you need to do to prepare for the future can feel daunting.

Topics: Financial Wellness Financial Literacy Financial Security
1 min read

4 Daily Tasks to Help Individuals Master Finances

By EveryIncome on 1/11/21 3:26 PM

Becoming financially stable is a process that takes hard work and persistence; nobody goes from drowning in debt to the picture of financial health overnight. Like the formation of any other good habit, it takes daily commitment and continual learning to master finances. While individuals may have a variety of unique goals, there are a few strategies that almost anyone can use to improve their financial health. Master finances by making your financial health a priority and incorporating these four habits into your daily routine. 

Topics: Financial Planning Financial Literacy Financial Security
2 min read

Money Management 101: A Few Basic Concepts

By NAIFA on 1/8/21 11:19 AM

Surveys indicate that many Americans lack basic financial literacy. Yet, simple money-management skills can help prevent a person from getting themselves into financial trouble and help them lead a better life in general. This article covers a few basic money-management concepts. Insurance and financial services professionals, such as a NAIFA members, can give you much more information and help develop strategies to boost financial literacy and get your money management on the right track.

Establishing An Emergency Fund 

The very first thing that anyone should do if they want to insulate themselves from potential financial harm is create an emergency fund. The amount to set aside for emergencies varies based on individual circumstances, but most experts recommend between $500 and $1,000 to get started. For many, that is enough money to help allay an unexpected expense. No matter who you are, a vehicle can break down, an unexpected medical expense can arise, or any number of other unexpected expenses may come about and cause problems for someone who does not have the shelter of an emergency fund. As your finances grow more complex, a larger emergency fund may be appropriate. 

Topics: Life Insurance Financial Literacy Financial Security
1 min read

Personal Finance Education Basics: 3 Popular Topics to Sink Your Teeth Into

By NAIFA on 12/16/20 8:33 AM

For those who are just starting to get serious about their money, delving into personal finance education is a critical endeavor. Not everyone is exposed to finance-focused lessons in school. Many of us are expected to jump right into adulthood with very little formal education on things like loans, investing, and credit. If you are just starting your personal finance education journey, consider learning more about these three topics.

Topics: Getting Started Financial Planning Financial Wellness Financial Literacy

What are the 4 biggest myths about Long-Term Care?

By LTCI Partners on 11/25/20 11:13 AM

More and more baby boomers are becoming familiar with long-term care as they help take care of aging parents. However, there continues to be a lack of understanding about how much long-term care costs and who pays for it. Here are the facts - with an aging population, a shrinking workforce, and reduced government money for financial aid, it will be an issue that impacts everyone. Take a look at these four myths of care:

Topics: Retirement Planning Financial Planning Aging in Place Retirement Gerontology/Aging Financial Literacy
2 min read

How to Insure Your Future Self

By NAIFA on 11/18/20 10:01 AM

Have you considered what would happen if you were unable to work for an extended period of time? We're here to ease your fears. Keep reading for a breakdown of what disability insurance is, how to find out if you're covered, and what steps you can take to prepare for a brighter future. 

Golden Years

You've just entered the job market, or graduated from school. You understand even though you don't have much money now, that your earning years are about to begin. Thinking of your future fills you with unbridled enthusiasm. You can daydream about your perfect wedding or your perfect vacation. Even your perfect retirement. But have you daydreamed about disability? One day you're able to work, the next you're not. It might even be a temporary disability, knocking you out of commission for six months to a year. What would you do then? Do you have an emergency fund that could cover six months or more of expenses? Although no one likes to consider such traumatic and heartbreaking events, they're a real possibility. In fact, approximately 25% of people can expect to be out of work for at least a year in their lifespan.That's why it's imperative to plan ahead. 

Topics: Disability Insurance Financial Planning Retirement Worksite Benefits Financial Literacy Future Leaders Earnings
3 min read

3 Myths that May Leave Your Family Unprotected

By Life Happens on 7/13/20 1:50 PM

Many families have common misconceptions about the need for life insurance. Read the below article by Life Happens to learn about the three life insurance myths that may leave your family unprotected from life’s many uncertainties. 

Topics: Financial Literacy

Investing $1,000

By The Penny Hoarder Staff on 7/13/20 1:33 PM

If you have $1,000 in your checking account right now, you might want to make the investment moves described in this article by The Penny Hoarder staff in the link below.

Topics: Financial Literacy
1 min read

CONSUMERS DEFINE WEALTH AS PUTTING FAMILIES FIRST

By NAIFA on 7/13/20 12:32 PM

According to the John Hancock Wealth Across America Survey, when American consumers are given five options to choose from about how they prioritize their finances, the most important thing they think about is supporting loved ones (29%). And 39 percent define wealth as putting family first. This is the top answer received in 49 out of the 50 states.

Topics: Financial Literacy

SUBSCRIBE FOR UPDATES