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2 min read

Who is Responsible for a Decedent’s Medical Debt?

By EveryIncome on 4/26/21 11:00 AM

Whether they pass as the result of a prolonged period of illness or an unexpected accident, the death of a loved one is never easy. Many families end up worrying about the costs associated with a decedent’s end-of-life care while they are trying to grieve their loss, and making sense of funeral bills, medical expenses, and insurance can be incredibly daunting. When people pass away after receiving medical care, their family members are often left to wonder what happens to the decedent’s medical debt. Medical debt can take out a significant portion of a deceased person’s estate, but determining who is responsible for paying off this debt if the estate is unable to pay in full can be difficult.

Topics: Long Term Care Financial Planning Financial Security
2 min read

Why Solid Financial Advice is Crucial for Soon-to-Be Retirees

By EveryIncome on 4/22/21 3:48 PM

For folks who are in the final stretch before retirement, tying up any loose ends is essential. Before they begin traveling, taking up hobbies, and enjoying downtime, retirees must be sure that they have the assets necessary to support themselves. Retirement planning can take decades of hard work, but seeking sound financial advice from a professional can help ensure that retirees are on solid financial footing for their golden years. Whether you are seeking financial advice for the first time or have worked with a professional advisor for years, here are some reasons why soon-to-be retirees should talk to financial experts.

Topics: Financial Planning Benefits of a Financial Advisor Financial Security
1 min read

Investing With a Conscience

By NAIFA on 3/2/21 10:38 AM

Investing while staying true to one’s personal values, including approaches that focus on environmental, social, and governance (ESG) factors, is growing in popularity. While many people want their investments to reflect their personal values, many also question whether they can achieve good financial results with an ESG strategy.

Topics: Financial Planning investing
2 min read

Why You Need Life Insurance For College Funding

By Mark Briscoe on 2/22/21 9:58 AM

If you have children or are planning to start a family in the future, you must be aware of higher education costs. If you have not yet adopted a saving plan, you might get yourself caught up in limbo. But do you know life insurance can be used as a funding source for your children's college fees? Yes, other than funds from your spouse's premature death, life insurance has a saving component known as cash value. This feature of life insurance gives an allowance of portions of your premiums to be invested.

Topics: Life Insurance Financial Planning Planning in Advance Benefits College
3 min read

What to Include in Your Financial Plan

By EveryIncome on 2/8/21 4:44 PM

Individual financial planning is the process of putting together a “living” schematic organizing your personal finances to help you secure a solid financial future.

Topics: Financial Planning Financial Security Savings
2 min read

Steer Clear of These 5 Tax-Planning Pitfalls

By EveryIncome on 1/26/21 2:15 PM

We all make mistakes. But errors in your taxes can prove costly. That’s why it’s important to educate yourself and find a quality tax planner who can help navigate you through the daunting process.

Topics: Financial Planning Tax Savings Tax Financial Security
2 min read

Living Paycheck To Paycheck? How To Cope With Financial Stress

By EveryIncome on 1/19/21 10:32 AM

Are you feeling the gnawing pain of financial anxiety? You’re not alone. A majority of Americans (59 percent) report that they live paycheck to paycheck.

Topics: Financial Planning Financial Security Budgeting
1 min read

Why You Should Care About Building Credit

By EveryIncome on 1/12/21 5:02 PM

While many individuals see credit as an essential part of personal finance, some avoid credit cards and loans altogether. Although avoiding debt is admirable, building credit is critical for various significant purchases and life events. Building credit responsibly is an excellent way to ease the path towards homeownership, financial stability, and more. Here are three reasons why you should care about building credit.

Topics: Financial Planning Financial Wellness Financial Security
2 min read

Is the ‘4 Percent Rule’ for Retirement Still Valid?

By EveryIncome on 1/12/21 1:40 PM

When you retire, how much of your retirement savings can you withdraw each year without running out? One of the general guidelines is the 4 percent rule, but it’s important that you treat it as just that: a guideline.

Topics: Retirement Planning Financial Planning Retirement Financial Security
1 min read

4 Daily Tasks to Help Individuals Master Finances

By EveryIncome on 1/11/21 3:26 PM

Becoming financially stable is a process that takes hard work and persistence; nobody goes from drowning in debt to the picture of financial health overnight. Like the formation of any other good habit, it takes daily commitment and continual learning to master finances. While individuals may have a variety of unique goals, there are a few strategies that almost anyone can use to improve their financial health. Master finances by making your financial health a priority and incorporating these four habits into your daily routine. 

Topics: Financial Planning Financial Literacy Financial Security

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