Your best friend invites you to her unexpected destination wedding. The $3,000 tropical trip is next month.
Recent posts by EveryIncome
4 min read
Tempted by FOMO? Ask Yourself These 7 Questions
Topics: Financial Planning Financial Security
4 min read
Yours, Mine & Ours: How Couples Counselors Say You Should Talk About Money
When we fall in love, everything is idealized. We promise to spend our lives together. We make plans for the future. And we often forget to talk about money.
As more couples wait until later into adulthood to get married, it becomes more of a challenge to blend households, says Ted Chapin, Ph.D., President of Chapin & Russell Associates in Peoria, Ill., and a licensed clinical psychologist.
Topics: Financial Planning Planning in Advance Financial Wellness Financial Literacy
3 min read
Need Extra Income? Harness Your Passion to Earn It
If you’re looking to generate extra income, a great place to start is by looking at the things to which you’re already devoting time and energy.
Topics: Financial Planning Lifestyle Planning
2 min read
Avoid Spending Too Much In These 4 Areas
Budgeting seems to come naturally for some people. For others, however, it takes research, discipline, and shrewd analysis. Americans sometimes overspend in unexpected areas; small purchases can add up fast, and some recurring charges are easy to miss. If it seems like you’re spending just as much as you’re taking in, evaluate your spending in these four areas. By making a few small changes (or some big ones), you can improve your spending habits and keep your finances in check.
Topics: Planning in Advance Budgeting
4 min read
Which Type of Business Ownership Is Right for You?
Before launching your new venture, you’ll need to determine which type of business ownership works best for your situation.
Topics: Planning in Advance Small Business Financial Wellness
3 min read
How to Find the Best Health Savings Account
Do you have high-deductible health insurance? If so, you may have the option to open a health savings account (HSA) to help buffer your finances against damaging medical debt.
If you can get an HSA, you definitely should. Here’s why.
Topics: Health Care Tax Savings Health Savings Accounts Savings
5 min read
What to Do After You File Your Taxes
You’ve filed your taxes and now feel like you can sigh a big sigh of relief.
While you can, there are still important steps you should take now that your taxes are filed. Tax preparation should take place all year long, not just in the month of April. The more proactive you are throughout the year, the easier it is to stay on track with your taxes.
First, let’s look at what you should do immediately after filing your taxes.
Topics: Financial Planning Taxes Financial Wellness
3 min read
How to Negotiate Medical Bills
The leading cause of individual bankruptcy in America? Health-care expenses.
According to CNBC, 67 percent of individual bankruptcies arise from high medical bills, which affect around 530,000 families each year.
Thankfully, there are tools to help you manage medical debt and stave off financial ruin. But did you know you can also negotiate your medical bill as soon as you get it, or even before you see it?
3 min read
Snowball vs. Avalanche: Which Debt-reduction Strategy Is Right for You?
Debt is the worst.
Sometimes people draw distinctions between “good” and “bad” debt, but for most of us, this is mostly just unhelpful hairsplitting. Debt is no fun even when you get something out of it, such as a college education.
We all tend to have a few different debts, often including student loan debt, credit card debt, and debt from medical expenses.
Topics: Financial Planning Financial Wellness Debt
2 min read
Paid To Take Online Surveys: Is It Worth Your Time?
Everyone has opinions, right? And who doesn’t like making money?
The prospect of earning money sharing your views in an online survey might seem too tempting to turn down. Plenty of websites offer that opportunity.
Of course, answering surveys could never become a full-time career — and if you find anyone touting that, you’ve probably uncovered a scam.
But is it worth your time to take a few of these “pop quizzes” for cash while, for example, waiting in the doctor’s office?
