So you’ve decided to put away some savings. Great choice. It’s never too soon to start.

A lot of Americans don’t have any savings, and many don’t have enough to last them through their retirement years, so you’re smart to make this decision.

But where should you put the money? Here’s how you can make good choices.

Even novice investors know that the key to investing is ensuring you’re not putting all your eggs in one basket.

Diversifying your portfolio allows you to hold a mix of low-risk, stable ventures alongside higher-risk investments that could produce significantly larger returns.

For those new to investing, mutual funds are an excellent place to start.

Retiring is an exciting time in your life, but it can also be the scariest. Suddenly you are without an income and must be self-sufficient. Getting yourself to that point is the key to success. You must plan carefully and know what you need before you retire. 

Here are the tops dos and don’ts of retirement to help you make the most of your golden years. 

Primary residences make up a quarter of all assets held by households in America and continue to be the biggest asset for homeowners. 

Whether you intend to build equity or get top dollar when you sell, repairs and smart improvements can protect your asset and even increase home value. 

Becoming a first-time homebuyer can be exciting and overwhelming. While the first step in purchasing your new home is obtaining a mortgage, you will also need to decide on the mortgage type you want. You may have heard that an FHA mortgage loan is a great option.

But you may be wondering, “What is an FHA loan, and is it the right loan for a first-time homebuyer?” For most, an FHA loan is appealing because it can be easier to qualify for than a conventional loan. It has many advantages that are worth learning about before deciding to make such a large financial commitment. 

Before buying an investment property, you want to make sure you’ll make money off it. One way real estate investors evaluate investment profitability is by calculating return on investment, or ROI, which measures cash return expressed as a percentage of total investment cost on an annual basis.

You can calculate ROI yourself using a simple formula, or you can use a real estate investment return calculator.

Everyone needs an emergency fund to use should they experience the unexpected. Job loss, falling ill, or having other major financial catastrophes can wreak havoc on your finances. When you have an emergency fund set aside, though, you can focus on overcoming the emergency and not stress about how you’ll pay your bills. 

But is there such a thing as having too much money saved for an emergency? 

There could be. Saving too much for the wrong reason can cause you to feel it in other areas. Here’s what you should know.

Mortgage interest rates play a large role in how much mortgages cost, and they can also affect your cash flow.

Understanding real estate investment mortgage rates can help you find properties you can afford and profit from, as well as organize your finances before you head into a deal.

When you land your first job, it's important to learn how to manage your income. Now is the perfect time to establish healthy spending and saving habits. Read on for tips to manage your finances with your new paycheck.

Everyone, regardless of their income, gets antsy when there's a recession, depression, or even a slight downturn in the market. The uncertainty can cause a lot of anxiety about what's to come. It can make people put life plans on hold, start to look for other employment, or reassess how they're managing their money. Even though no one can predict how long or impactful a recession will be, there are some things you can do to cope and manage during a stressful time.