Emergencies aren’t fun and they are even worse if you don’t have an emergency fund saved. In today’s tough times, many people have either blown through their emergency fund or just weren’t able to save one. 

That doesn’t mean that emergencies won’t happen, though. So, what are you to do? 

You’ve heard credit card debt is bad and who wants to put themselves further into debt, right? While it’s not ideal, a credit card can bail you out in an emergency. 

Here’s what you need to know to keep it from putting you further into debt. 

Everyone needs an emergency fund to use should they experience the unexpected. Job loss, falling ill, or having other major financial catastrophes can wreak havoc on your finances. When you have an emergency fund set aside, though, you can focus on overcoming the emergency and not stress about how you’ll pay your bills. 

But is there such a thing as having too much money saved for an emergency? 

There could be. Saving too much for the wrong reason can cause you to feel it in other areas. Here’s what you should know.

When you land your first job, it's important to learn how to manage your income. Now is the perfect time to establish healthy spending and saving habits. Read on for tips to manage your finances with your new paycheck.

From emergency funds to retirement accounts and everything in between, it can feel impossible to save enough money each month. Even if you make more than enough money to make ends meet, you might wonder if you’re ever saving enough. While there’s no cut and dry answer as to how much you must save each month, we’ve created a guide to help you determine what’s right for you.

You are starting your career, and you know you should save some of your income. Here are some essentials to saving and helping secure your future.

Natural disasters such as hurricanes, wildfires, floods, tornadoes, and earthquakes can paralyze your finances when they strike. Unfortunately, many people fail to prepare financially and are caught unaware when natural disasters hit.

Here are two ways to prepare financially in the event of a natural disaster.

According to a survey released by the National Endowment for Financial Education® (NEFE®), nearly nine in 10 Americans say the COVID-19 crisis is causing stress on their personal finances.

You've heard it before, but it's worth repeating: we are living in unprecedented times. This is not normal. Whether you've lost your job during this time, or are feeling lucky that you didn't, the crisis certainly has made everyone take a closer look at their financial security. Would you feel steadier right now if you had a stockpile of money in the bank? Would a weight lifted be off your shoulders if you had no monthly credit card or student loan payments? You might feel like you have to choose between putting money in the bank or paying off debt, but you can have it all! You just have to do it one step at a time. Here's an easy, 3-step process for building an emergency fund while paying off debt.