Avoid carrying your Social Security number in your wallet or purse. This number provides access to personal information, and it should be stored in a safe and protected place. In addition, only carry the credit cards you need. This practice limits access to your accounts in the event that your purse or wallet is lost or stolen. It’s also a good idea to periodically photocopy your cards and keep a record of the customer service phone numbers associated with your financial accounts to speed up the process of canceling credit cards if needed.

3. Monitor Your Accounts

Monitor your revolving accounts and credit score. Check your bank, credit card, and other financial account information, along with your credit score, once a year to reduce the risk of unauthorized charges or credit applications. If you see a suspicious charge, immediately contact your financial institution.

4. Understand Policy Terms

Banks and credit card companies typically offer fraud protection, so learn the policy terms. Victims of identity theft may be eligible for free security freeze services as provided by each state’s security freeze law. If you keep money in investment accounts, ask your advisors about protection in the event of a security breach.

5. Set Social Limits

Weigh and consider sharing personal information on social media as it could increase vulnerability. The more hackers know about you, the easier it is for them to build data profiles with your information.