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What’s your money story?  

NAIFA member Win Havir, CPCU, CLF, LUTCF, LACP, describes a “money story” as how we conceptualize and relate to money and finances in a new article in California Broker magazine. Havir grew up in East Los Angeles as the child of a Chinese immigrant. When she was a child, her father would often say “We don’t have any money.” This mantra affected her developing inner narrative. “I was embarrassed and didn’t understand why we stood in line to get huge blocks of orange cheese, powdered milk, and a loaf of white bread,” she says. As she grew older, she realized that this mindset helped her be empathetic and assist others in achieving financial literacy.  

Now, Havir works to promote financial literacy in underserved populations. She emphasizes the importance of serving diverse populations as well as recruiting diverse talent into the insurance and financial services industry. 

Improving Financial Literacy 

The National Association of Insurance and Financial Advisors (NAIFA) is one of the nation’s oldest and largest trade organizations in the insurance field. Havir is a founding member of NAIFA’s Diversity, Equity, and Inclusion (DEI) council, which aims to “provide the tools and resources to educate and increase financial literacy” for Main Street USA. The COVID-19 pandemic has had a disproportionate effect on women, particularly women of color, forcing them to leave their careers in many cases. NAIFA hosts annual Diversity Symposia to encourage agents and advisors to consider other experiences and viewpoints in their practices. 

Promoting Diversity in Insurance & Financial Services 

In addition to helping underserved populations, Havir is dedicated to increasing diversity in insurance and financial services. With Women in Insurance and Financial Services (WIFS), she works to recruit women into the industry. “Women are often best served by other women who understand their circumstances and challenges,” she says. When she was starting out in the industry, she met a financial professional who took a chance on her, which has helped shape her “money story.” Havir helps carry this new perspective forward to serve diverse communities as a financial service professional, servant leader, and advocate for women in insurance and financial service professions. 

About Win Havir 

Win Havir is the Executive Vice President of Business Development for Educators Resources Services, Inc., representing Horace Mann Educators Corporation. She is a NAIFA Trustee and a founding member and Past President of the Twin Cities Chapter of WIFS. 

Learn More 

Are you interested in becoming an insurance and financial services professional? Learn more here and contact us to become a NAIFA member today!